ANALYSIS OF THE INFLUENCE OF PERCEPTIONS OF BENEFITS, EASE OF USE, AND RISKS ON DECISIONS TO USE ELECTRONIC MONEY BASED ON QUICK RESPONSE CODE INDONESIAN STANDARD
Article Sidebar
Articles
Abstract views 131 times
Total Downloaded 0 times
This article can be traced in:
DOAJ GOOGLE SCHOLAR DIMENSIONS PORTAL GARUDA BASE INDONESIA ONESEARCH MORAREFMain Article Content
Abstract
Purpose – This study aims to find out and analyze how much effect the application of perceived benefits, ease of use, and risk has on the use of the Indonesian standard quick response code
Design/methodology/approach – This research uses a quantitative approach and the method used is multiple linear regression analysis. Sample determination is carried out by purvosive sampling method
Findings – The results of this study indicate that in the millennial generation sample, perceived ease of use affects the decision to use electronic money based on the Indonesian standard quick response code. However, perceived of usefulness and risks have no effect. Meanwhile, in the merchant sample, perceived of usefulness, ease of use, and risk have no effect on the decision to use electronic money based on the Indonesian standard quick response code and there is an average difference between the millennial generation and merchant sample groups.
Originality – The number of samples used in this study was 80 respondents who were in Makassar City.
Keywords: Perceived, Decision on Use, Quick Response Code Indonesian Standard Paper Type Research Result
Article Details
References
Bakhits, D. A. 2022. Pengaruh Persepsi Kemudahan Penggunaan, Persepsi Risiko Penggunaan, dan Persepsi Manfaat Penggunaan Terhadap Minat Penggunaan Quick Response Code Indonesian Standard (QRIS). Skripsi. Malang: Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Malang.
Bank Indonesia. 2014. Jumlah Uang Elektronik yang Beredar. (www.bi.go.id).
Bank Indonesia. 2021. Peraturan Bank Indonesia Nomor 11/12/PBI/2009 tentang Uang Elektronik. (www.bi.go.id).
Ningsih, Hutami et.al. 2021 Pengaruh Persepsi Manfaat, Persepsi Kemudahan Penggunaan, dan Persepsi Risiko Terhadap Keputusan Menggunakan Uang Elektronik (QRIS) Pada Mahasiswa. Jurnal IKRA-ITH Ekonomika, 4(1): 1-9.
Peraturan Anggota Dewan Gubernur No. 21/18/PADG/2019 tanggal 21 Agustus 2018 tentang Implementasi Standar Nasional Quick Response Code untuk Pembayaran.
Iqbal, Muhammad. 2020. Pengaruh Persepsi Manfaat, Persepsi Kemudahan, dan Kepercayaan Terhadap Minat Menggunakan Platform Crowdfunding Berbasis QR Kode. Skripsi. Surakarta: Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Surakarta.
Priambodo, S., & Prabawani, B. 2016. Pengaruh Perseppsi Manfaat, Persepsi Kemudahan Penggunaan, Dan Persepsi Risiko Terhadap Minat Menggunakan Layanan Uang Elektronik. Jurnal Ilmu Administrasi Bisnis S1 Undip, 5(2): 127-135.